Cleveland, Chattanooga and Ooltewah real estate and homes for sale in Tennessee - Phyllis Murphy



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Sitemap - For Buyers

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For Home Buyers:

  • Why Buyers Choose Phyllis Murphy - Why homebuyers looking for a real estate agent in the Cleveland, Chattanooga and Ooltewah area choose Phyllis Murphy.

  • Latest Listings - Get Phyllis Murphy's latest Cleveland, Chattanooga and Ooltewah listings of homes for sale first!

  • Find Your Perfect Home - Phyllis Murphy will search for your ideal home and email you the newest Cleveland, Chattanooga and Ooltewah MLS listings of properties in Hamilton County TN.

  • First Time Homebuyers - Are you a first time homebuyer in Cleveland, Chattanooga and Ooltewah, TN? Choose a top real estate agent. Phyllis Murphy can guide your home buying search.

  • Mortgage Prequalification - Pre-qualify for a mortgage or loan for your Cleveland, Chattanooga and Ooltewah house or other real estate or property.

  • Go to Main Sitemap - Main sitemap sections include Find Cleveland, Chattanooga and Ooltewah Homes, For Home Buyers, For Home Sellers, Cleveland, Chattanooga and Ooltewah Information, Real Estate Resources, and About Phyllis Murphy.

 

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Real Estate Tips

Financing Your Home >Hybrids Offer Low Rates

In the field of home financing, "hybrid" mortgages have grown in popularity with homebuyers. With interest rates gradually rising in today's market, the hybrid mortgage product saves money, provides a period of fixed-rate security and helps buyers qualify for financing.

Hybrid mortgage loans offer a very low fixed-rate for a period of time, usually from 5 to 7 years, then revert to an adjustable rate mortgage (ARM) for the remainder of the term of the loan. The interest rate is typically lower than with a 30-year fixed-rate loan, and the borrower has the assurance that the rate will not change for a period of years. Such a loan works well for buyers who plan on reselling the home within a finite period.

Other specialty mortgages now available include an ARM loan with a provision allowing it to be converted to a fixed-rate loan when that is a practical step for the borrower. Still others offer an interest-only loan that requires payments to be made on the interest only for a specified number of years, then reverts to an amortized loan with interest and principal payments each month. Consult with an experienced mortgage professional to determine whether one of these loan products will meet your needs.

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Real Estate Trivia

Q 
What recent hit movie features a field trip scene that supposedly takes place at Columbia University in New York?

A 
The scene in the movie "Spider-Man", where Peter Parker shoots photos of Mary Jane and is bitten by the spider, was actually filmed in the Museum of Natural History in Los Angeles, California.
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Phyllis Murphy, REALTORŪ, real estate agent and broker for Cleveland, Chattanooga and Ooltewah, Tennessee home listings, property and land for sale

Phyllis Murphy
Prudential Realty Center

7522 East Brainerd Road
Chattanooga, TN 37421
Cell Phone: 423-596-7172
Fax: 423-598-7224
phyllismurphy@bestimageagent.com

I pride myself in providing professional real estate service. Contact me to see what a difference I can make.

Equal Housing MLS REALTOR


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